Tenant and leaseholder information

Home contents insurance

Why you need contents insurance

If you are a tenant who rents, your landlord may not cover your contents as part of the tenancy agreement.

It’s a good idea to consider what a home contents insurance policy would cover you for so you can decide if you need one.

Contents insurance is designed to help protect your possessions. No matter how careful you are, there’s always a risk that your belongings could be broken, damaged or stolen. Home contents insurance can give you peace of mind.

To help you decide whether home contents insurance is right for you, we have teamed up with Thistle Tenant Risks, and Great Lakes Insurance UK Limited who provide the Crystal Insurance Scheme, a specialist Tenants Contents Insurance policy.

The Crystal Insurance Scheme can offer you insurance for the contents of your home, including cover for items such as:

• furniture
• carpets
• curtains
• clothes
• bedding
• electrical items
• jewellery
• pictures
• ornaments

Further information

Call Thistle Tenant Risks on 0345 450 7286. To request a call back and to use their contents calculator to work out the value of your home contents, visit Crystal Insurance.

Limits and exclusions apply. A copy of the policy wording is available on request.

The Crystal Insurance Scheme is a product name arranged and administered by Thistle Tenant Risks, a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm, Reference Number 310419. Registered in England under No. 00338645. Registered office, Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Limited is part of the PIB Group.

For information about what Thistle Insurance Services Limited do with personal data, see their Privacy Notice.

It is important to protect your belongings. Your Landlord suggests that you look for providers who are regulated by the Financial Conduct Authority. Thistle Insurance Services are a company that specialises in social housing contents insurance, however there are other providers that can be found on comparison websites like Money Supermarket or Compare the Market.