Benefit entitlements

You can use our benefits calculator to make sure you are maximising your income. Once you have completed the benefits calculator you will be told what benefits you may be entitled to and will be able to apply online.

You will be asked to register for an enhanced Enfield Connected account to use the calculator if you don't already have one.

Start the benefits calculator

Benefit cap

If you are aged 16 to 64 there is a limit to the amount of benefit you can get. Your benefits may go down to the following London area cap level of:

Household Benefit cap in London Benefit cap outside of London
Couples
£442.31
£384.62
Single people with children
£442.31
£384.62
Single people without children
£296.35
£257.69

Your capped amount will be based on the total amount of benefits that you and your partner can get. If the total amount of your benefits is more than the cap level, your Housing Benefit or Universal Credit will be reduced.

For more information on the benefit cap, visit GOV.UK.

Benefits included in the cap

The following benefits will be taken into account when working out the cap:

Exempt benefits

You will not be affected by the benefit cap if you, your partner or the children you get child benefit for gets:

For more information about these benefits and how to claim refer to GOV.UK.

What you can do if you are affected by the cap

If you are affected by the benefit cap you have the following options available:

More information, advice and support

Number of bedrooms allowed

One bedroom will be allowed for:

Spare bedrooms

If you live in a council or housing association home and we decide that you have a spare bedroom we will limit your Housing Benefit. The amount allowed for rent and any service charges will be reduced by:

You should refer to the number of bedrooms allowed to find out how many bedrooms you need (maximum of four bedrooms).

Extra bedroom for a non-resident carer, disabled child, non-dependent or a disabled partner

To apply for extra bedroom allowance for a non-resident overnight carer, disabled child, disabled non-dependent or if you're unable to share a bedroom with your partner due to a disability, email revs@enfield.gov.uk. You should provide the name of the person who requires the extra room and the reason.

We will need evidence that the person is receiving one of the following:

Local Housing Allowance rates

If you live in private rented accommodation your Housing Benefit is calculated using the Local Housing Allowance (LHA). The amount of Housing Benefit you get is based on:

You should refer to the number of bedrooms allowed to find out how many bedrooms you need (maximum of four bedrooms). If you are single, under age 35 and live alone in a one bedroom property or shared accommodation, your claim will be assessed based on the shared accommodation LHA rate or the rent charged if below this amount.

In some cases, the amount of benefit you can get may also depend on whether anyone living with you is expected to pay part of the rent.

Local Housing Allowance room rates

April 2022 to March 2023
Number of bedrooms Weekly amount Monthly amount
Shared accommodation
£113.11
£490.14
1 bedroom
£246.24
£1,067.04
2 bedroom
£299.18
£1,296.45
3 bedroom
£368.22
£1,595.62
4 bedroom
£437.26
£1,894.79
5 bedroom
Capped at 4-bed rate
Capped at 4-bed rate

Non-dependent deductions

Your Housing Benefit and Council Tax Support can go down if you have an adult living with you who could pay towards housing costs. We will take an amount off your benefit for that person.

You are not a non-dependent if you are a joint tenant, lodger, sub-tenant, voluntary or charitable live-in carer.

Non-dependent deduction rates for Housing Benefit - April 2022 to March 2023
Non-dependent deductions Housing Benefit (weekly amount taken off)
Under 25 and on Income Support (IS) or Job Seekers Allowance (JSA) (income based), Employment Support Allowance (ESA) (income related) which does not include an amount for the support component, work-related activity component or Universal Credit (unless working 16 hours or more per week)
None
Aged 25 or over and on IS or JSA (income based) or Universal Credit (but not working 16 hours or more per week) or aged 18 or over and not in paid work for 16 hours or more per week
£16.45
In receipt of main phase ESA (income-related)
£16.45
In receipt of Pension Credit
None
Aged 18 or over and in paid work for 16 hours or more per week (may also be receiving Universal Credit)
 
- gross income less than £154
£16.45
- gross income £154 to £223.99
£37.80
- gross income £224 - £291.99
£51.85
- gross income £292 - £388.99
£84.85
- gross income £389 - £483.99
£96.60
- gross income £484 and above
£106.05
Non-dependent deduction rates for Council Tax Support - April 2022 to March 2023
Non-dependent deduction rates Council Tax support (weekly amount taken off)
Income Support (IS), Job Seekers Allowance (JSA) (income based), Employment Support Allowance (ESA) (income related) Pension credit (PC) or Universal Credit (UC) (unless working 16 hours or more per week)
None
Aged 18 or over and in paid work for 16 hours or more per week (may also be receiving Universal Credit)
 
- gross income less than £224
£4.20
- gross income £224 - £388.99
£8.55
- gross income £389 - £483.99
£10.70
- gross income £484 and above
£12.85 for pensionable age and £20.50 for working age