Debt advice

What can I do about my arrears?

There are many reasons that lead to less money being available in the household budget for essential bills such as loss of employment, relationship breakdown or illness in the family.

Court hearings are costly and time consuming. Lenders often welcome suggestions to sort out the situation for the benefit of all concerned.

It is difficult to help if arrears have built up and you haven't made the effort to make an agreement with the lender. It is important that you pay what you can, and to be as consistent as possible in making payments regularly.